Documents Needed To Apply For A Mortgage

Dated: 06/15/2019

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Buying a home is a rather simple process, and I'll guide you every step of the way, but today we're talking about the documents you'll need to provide to qualify for a mortgage.  Don't fret, it's not that bad!


Unless it's a cash purchase, you'll need to authenticate your income and taxes to qualify for a mortgage.  Everyone's situation is different, but here's the basics.

Essential Documents:

  • last two pay stubs

  • previous two years tax returns

  • previous two years w-2 forms

  • 2-3 months of bank statements

  • photo identification

  • address of residence past two years

Circumstantial Documents:

  • evidence of other income (child support, etc)

  • balance sheets (if self-employed)

  • divorce settlement papers

  • other consumer debts (credit card, student loans)

  • gift letters

As I guide you through the buying process, I'll connect you with a preferred lender whom I think you'll be comfortable with.  You'll start off by answering a few questions, and then your friendly lender will prepare you so you know exactly what's needed.

My goal is to make the buying process an easy and pleasurable experience for you!

Love where you live!

Lisa McGregor, Realtor

The A Team - Coldwell Banker Residential Brokerage

Cell: (928) 486-3497

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Click on the links below to see current listings of homes in Lake Havasu City:

LUXURY HOMES ($500,000 and above) in Lake Havasu City:
Luxury Homes

Lake Havasu City HOMES UNDER $500,000:

Homes $250K to $500K

Lake Havasu City HOMES UNDER $250,000:
Homes $150K to $250K

Lake Havasu City HOMES UNDER $150,000:
Homes under $150K

4 BEDROOM Homes in Lake Havasu City:
Four Bedroom Homes

POOL HOMES in Lake Havasu City:
Pool Homes

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Lisa McGregor

Lisa joined The A Team in January 2018. She has been a resident of Lake Havasu City since 1976 (seriously!), loves everything Lake Havasu City has to offer, and is so glad her 3 kids are growing up i....

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